Appraisal services for Pensacola and Escambia County homeowners

Check out the top 7 reasons why FL homeowners hire Justin Shimp:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. To cut their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Escambia county or FL

Do you own a home in or near Pensacola? Do you need help deciding the price of your real estate?
Contact Justin Shimp.

At Justin Shimp, we understand the particular needs of a homeowner seeking appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Justin Shimp are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At Justin Shimp, we're experts in helping clients just like you rid yourselves of unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is going down. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Justin Shimp is your chief weapon.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Justin Shimp can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Justin Shimp can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Justin Shimp can help with that too. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.